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Roughly half of Canadians (49%) maintain a budget. And, while that figure is up from previous years (46% in 2014), it’s safe to say more of us could benefit from keeping a closer eye on our finances. In fact, according to the 2019 Canadian Financial Capability Survey (CFCS), Canadians who do budget are more apt to keep up with their financial commitments and spend within their monthly income.
The rise of digital budgeting apps in particular has made sticking to a budget significantly easier, and, according to the CFCS, Canadians who rely on digital budgeting tools are among the most likely to stay on top of their finances. In short, if you want to get serious about managing your money, getting some digital help is a solid move.
While there are plenty of digital budgeting apps on the market, few are as comprehensive as Emma, a money management and budgeting app that lets you connect all your accounts and get a bird’s eye view of your financial health, helping you avoid overdrafts, cancel wasteful subscriptions, track debt, and ultimately save money.
Emma makes it easy to keep tabs on your finances. With the app, you’ll receive notifications when you get a refund back, your direct debits are paid, or your salary is in the bank. Emma provides you with tools to see how your money progresses over time as well as pinpoint any wasteful subscriptions or fees that could be steering you away from your financial goals.
And, for the privacy-conscious, rest assured that Emma takes the appropriate steps to make sure your banking data remains confidential. The app leverages end-to-end 256-bit TLS bank-grade encryption and has read-only access so the only person handling your money is yourself.
A lifetime subscription to Emma usually retails for $299.99, but you can get on board today for only $33.15 with limited time promo code: FLASHSAVE15, more than 85 per cent off the normal price.
Prices subject to change.